Jul 19 2005
WTF is up with credit in this country?
As you might know I am an Australian expatriate living and working in the USA (Houston, Texas to be precise) with a fairly high paying job that has been steady for several years now but of course seeing how I only recently got that little blessed bit of paper with my Social Security Number on it my credit rating is much lower than that of people that do things like wait tables a few times a week.
I can see their point that I have no established credit rating here but still that is a big kick in the teeth! Like I continuously get offers for Platinum credit cards in the mail and I have had the approvals come back for a limit of just $200, that isn’t even enough to cover some of my bar tabs!!!
Another time I applied for credit at the Apple store as I was trying to buy a pimped out iMac, came back approved but for $500. What freakin good is that to me?
Since when did platinum become the new entry level card anyway? When did platinum stop being the best you could get usually without a set limit?
Okay end rant…